{
    "componentChunkName": "component---src-templates-faq-faq-js",
    "path": "/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/",
    "result": {"data":{"wpPage":{"uri":"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/","title":"How is concentration and overlap risk measured?","content":"\n<p>If you hold both direct stocks and mutual funds, the analyser unfolds mutual fund holdings into their underlying stocks.<br><br>Concentration risk checks how much a single stock contributes to your portfolio. If one stock contributes too much (for example above 40%), it may be marked Red.<br><br>Overlap risk checks if you own the same stock both directly and through mutual funds or ETFs. Overlap is calculated based on the minimum weight between direct holding and MF exposure. High overlap may result in an Amber or Red rating.<br><br>Sample calculation is added below:</p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>HDFC weightage in Stocks</td><td>20%</td></tr><tr><td>HDFC weightage in MF</td><td>10%</td></tr><tr><td><strong>Overlap</strong> (Min weight of HDFC across MF and Stocks)</td><td>10%</td></tr></tbody></table></figure>\n\n\n\n<p>This helps you avoid unknowingly taking too much exposure to a single company.</p>\n\n\n<div class=\"feedback-survey\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Feedback Survey</h3></div><div class=\"content\">Yes</div></div>\n\n<div class=\"related-queries\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Related Queries</h3></div><div class=\"content\">\n\n<ul class=\"wp-block-list\">\n<li><a href=\"/home/account-management/portfolio-analyser/how-does-the-app-check-if-my-portfolio-is-diversified/\">How does the app check if my portfolio is diversified?</a></li>\n\n\n\n<li><a href=\"/home/account-management/portfolio-analyser/what-is-portfolio-health-and-how-is-it-calculated/\">What is Portfolio Health and how is it calculated?</a></li>\n</ul>\n\n</div></div>","seo":{"title":"How is concentration and overlap risk measured? - PhonePe Invest Support","metaDesc":"","canonical":"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/","metaRobotsNoindex":"index","metaRobotsNofollow":"follow","opengraphTitle":"How is concentration and overlap risk measured? - PhonePe Invest Support","opengraphDescription":"If you hold both direct stocks and mutual funds, the analyser unfolds mutual fund holdings into their underlying stocks. Concentration risk checks how much a single stock contributes to your portfolio. If one stock contributes too much (for example above 40%), it may be marked Red. Overlap risk checks if you own the same stock… Continue reading How is concentration and overlap risk measured?","opengraphType":"article","twitterTitle":"","twitterDescription":"","schema":{"raw":"{\"@context\":\"https://schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/\",\"url\":\"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/\",\"name\":\"How is concentration and overlap risk measured? - PhonePe Invest Support\",\"isPartOf\":{\"@id\":\"/#website\"},\"datePublished\":\"2026-03-11T06:33:13+00:00\",\"dateModified\":\"2026-03-11T12:27:16+00:00\",\"breadcrumb\":{\"@id\":\"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"/home/account-management/portfolio-analyser/how-is-concentration-and-overlap-risk-measured/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home\",\"item\":\"/home/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Portfolio &amp; Account\",\"item\":\"/home/account-management/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Portfolio Analyser\",\"item\":\"/home/account-management/portfolio-analyser/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"How is concentration and overlap risk measured?\"}]},{\"@type\":\"WebSite\",\"@id\":\"/#website\",\"url\":\"/\",\"name\":\"PhonePe Invest Support\",\"description\":\"Help Center\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}"}},"categoryAndTag":{"categoryAndTag":null},"featuredImage":null,"fields":{"feedbackSurvey":"Yes","relatedQueries":["/home/account-management/portfolio-analyser/how-does-the-app-check-if-my-portfolio-is-diversified/","/home/account-management/portfolio-analyser/what-is-portfolio-health-and-how-is-it-calculated/"],"ctaDetails":null,"isContactSupportVisible":false}}},"pageContext":{"id":"cG9zdDo1NTE1NQ=="}},
    "staticQueryHashes": ["1746257535","3693679815"]}