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    "result": {"data":{"wpPage":{"uri":"/home/manage-your-funds/adding-funds/what-should-i-know-before-adding-funds-2/","title":"All you need to know about adding funds.","content":"\n<p>Here are a few important things to remember when using UPI or Net Banking to add funds to PhonePe Invest:</p>\n\n\n<div class='sb-faq-table'>\n    <div class='sb-faq-table-data'>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Key pointers</strong></td><td><strong>UPI</strong></td><td><strong>Net Banking</strong></td></tr><tr><td><strong>Daily limit</strong></td><td>Up to ₹2 lakhs</td><td>From ₹100 to up to ₹1 crore</td></tr><tr><td><strong>Convenience fee</strong></td><td>NA</td><td>₹10.62 (incl.GST) per transaction</td></tr><tr><td><strong>Reflection of funds</strong></td><td>Immediately. In rare cases, it may take up to 2 minutes.</td><td>Immediately. In rare cases, it may take up to 2 minutes.</td></tr><tr><td><strong>Amount round off</strong></td><td>Only add funds in whole amounts. So, instead of ₹42.50, you can add ₹42 or ₹43</td><td>Only add funds in whole amounts</td></tr></tbody></table></figure>\n\n</div>\n    <div class='sb-faq-table-type'>vertical</div>\n</div>\n\n\n<p><strong>Here are more things to know:</strong></p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For UPI, please do not initiate fund transfers from your end. You will be redirected to your UPI app or receive a payment request from PhonePe Invest</li>\n\n\n\n<li>Ensure your fund transfer does not exceed your bank&#8217;s daily UPI limit</li>\n\n\n\n<li>For net banking, the convenience fee will be deducted from your ledger at the end of the day</li>\n\n\n\n<li>Money added on the same day, cannot be withdrawn, but you can place a withdrawal request on the next day</li>\n</ul>\n\n\n\n<p><strong>Having trouble adding funds? Here are a few possible reasons:</strong></p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You tried to use a UPI ID that is not linked to the PhonePe Invest account</li>\n\n\n\n<li>You didn&#8217;t approve the payment request within the 5-minute time limit</li>\n\n\n\n<li>You don’t have sufficient funds in your linked bank account for the payment</li>\n</ul>\n\n\n\n<p>Tap <a href=\"https://www.phonepeinvest.com/support/home/manage-your-funds/adding-funds/trouble-adding-funds/why-am-i-unable-to-add-funds/\">here</a> to know more why your fund transfer didn&#8217;t go through.</p>\n\n\n<div class=\"feedback-survey\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Feedback Survey</h3></div><div class=\"content\">Yes</div></div>\n\n<div class=\"related-queries\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Related Queries</h3></div><div class=\"content\">\n\n<ul class=\"wp-block-list\">\n<li><a href=\"/home/manage-your-funds/adding-funds/how-do-i-add-funds/\">How do I add funds?</a></li>\n\n\n\n<li><a href=\"/home/manage-your-funds/adding-funds/trouble-adding-funds/why-are-the-funds-i-added-not-reflecting-in-my-trading-account/\">Why are the funds I added not reflecting in my trading account?</a></li>\n\n\n\n<li><a href=\"/home/manage-your-funds/adding-funds/trouble-adding-funds/why-am-i-unable-to-add-funds/\">Why am I unable to add funds?</a></li>\n</ul>\n\n</div></div>","seo":{"title":"All you need to know about adding funds. - PhonePe Invest Support","metaDesc":"","canonical":"/home/manage-your-funds/adding-funds/what-should-i-know-before-adding-funds-2/","metaRobotsNoindex":"index","metaRobotsNofollow":"follow","opengraphTitle":"All you need to know about adding funds. - PhonePe Invest Support","opengraphDescription":"Here are a few important things to remember when using UPI or Net Banking to add funds to PhonePe Invest: Here are more things to know: Having trouble adding funds? 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