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    "result": {"data":{"wpPage":{"uri":"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/","title":"Why is my instant withdrawal balance lower than my maximum withdrawal amount?","content":"\n<p>Your instant withdrawal balance may be zero or lower than your total withdrawable balance depending on your trading activity and max withdrawal balance.</p>\n\n\n\n<p><strong>Case 1:</strong> Your available instant withdrawable balance may be <strong>₹0</strong> if:</p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You have active orders or open positions</li>\n\n\n\n<li>Your maximum withdrawable balance is below ₹100</li>\n</ul>\n\n\n\n<p><strong>Case 2:</strong> Your instant withdrawal balance is not zero, but less than your max withdrawal balance:<br><br>Refer the table below to see how your instant withdrawal limit is calculated below:</p>\n\n\n<div class='sb-faq-table'>\n    <div class='sb-faq-table-data'>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Trading activity</strong></td><td><strong>Approximate instant withdrawal balance</strong></td></tr><tr><td>You have no open positions and no placed orders</td><td>100% of your maximum withdrawal balance</td></tr><tr><td>You have placed orders but no open positions</td><td>80% of your maximum withdrawal balance</td></tr><tr><td>You have open positions</td><td>80% of your maximum withdrawal balance</td></tr></tbody></table></figure>\n\n</div>\n    <div class='sb-faq-table-type'>horizontal</div>\n</div>\n\n\n<p>Instant withdrawal availability depends on your eligibility criteria. Tap <a href=\"https://www.phonepeinvest.com/support/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-are-the-terms-and-conditions-of-instant-withdrawal/\">here</a> to know more.</p>\n\n\n\n<p><strong>Note</strong>: Instant withdrawal balance may vary. Please check the exact available amount in the <strong>Withdraw funds</strong> section.</p>\n\n\n<div class=\"related-queries\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Related Queries</h3></div><div class=\"content\">\n\n<ul class=\"wp-block-list\">\n<li><a href=\"/how-is-my-available-balance-for-withdrawal-calculated/\">How is my available balance for withdrawal calculated?</a></li>\n\n\n\n<li><a href=\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-are-the-terms-and-conditions-of-instant-withdrawal/\">What are the terms and conditions of instant withdrawal?</a></li>\n</ul>\n\n</div></div>\n\n<div class=\"related-queries\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Related Queries</h3></div><div class=\"content\">\n\n<ul class=\"wp-block-list\">\n<li><a href=\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-happens-if-i-enter-a-greater-amount-than-my-available-instant-withdrawable-balance/\">What happens if I enter a greater amount than my available instant withdrawable balance?</a></li>\n\n\n\n<li><a href=\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/where-can-i-check-my-available-instant-withdrawal-amount/\">Where can I check my available instant withdrawal amount?</a></li>\n\n\n\n<li><a href=\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-are-the-terms-and-conditions-of-instant-withdrawal/\">What are the terms and conditions of instant withdrawal?</a></li>\n</ul>\n\n</div></div>","seo":{"title":"Why is my instant withdrawal balance lower than my maximum withdrawal amount? - PhonePe Invest Support","metaDesc":"","canonical":"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/","metaRobotsNoindex":"index","metaRobotsNofollow":"follow","opengraphTitle":"Why is my instant withdrawal balance lower than my maximum withdrawal amount? - PhonePe Invest Support","opengraphDescription":"Your instant withdrawal balance may be zero or lower than your total withdrawable balance depending on your trading activity and max withdrawal balance. Case 1: Your available instant withdrawable balance may be ₹0 if: Case 2: Your instant withdrawal balance is not zero, but less than your max withdrawal balance: Refer the table below to… Continue reading Why is my instant withdrawal balance lower than my maximum withdrawal amount?","opengraphType":"article","twitterTitle":"","twitterDescription":"","schema":{"raw":"{\"@context\":\"https://schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/\",\"url\":\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/\",\"name\":\"Why is my instant withdrawal balance lower than my maximum withdrawal amount? - PhonePe Invest Support\",\"isPartOf\":{\"@id\":\"/#website\"},\"datePublished\":\"2026-09-21T09:18:00+00:00\",\"dateModified\":\"2026-10-14T11:54:21+00:00\",\"breadcrumb\":{\"@id\":\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/why-is-my-instant-withdrawal-balance-lower-than-my-maximum-withdrawal-amount/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home\",\"item\":\"/home/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Manage Your Funds\",\"item\":\"/home/manage-your-funds/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Withdrawing Funds\",\"item\":\"/home/manage-your-funds/withdrawing-funds/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Instant Withdrawal\",\"item\":\"/home/manage-your-funds/withdrawing-funds/instant-withdrawal/\"},{\"@type\":\"ListItem\",\"position\":6,\"name\":\"Why is my instant withdrawal balance lower than my maximum withdrawal amount?\"}]},{\"@type\":\"WebSite\",\"@id\":\"/#website\",\"url\":\"/\",\"name\":\"PhonePe Invest Support\",\"description\":\"Help Center\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}"}},"categoryAndTag":{"categoryAndTag":"SM&amp;instant_available_balance"},"featuredImage":null,"fields":{"feedbackSurvey":"","relatedQueries":["/how-is-my-available-balance-for-withdrawal-calculated/","/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-are-the-terms-and-conditions-of-instant-withdrawal/","/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-happens-if-i-enter-a-greater-amount-than-my-available-instant-withdrawable-balance/","/home/manage-your-funds/withdrawing-funds/instant-withdrawal/where-can-i-check-my-available-instant-withdrawal-amount/","/home/manage-your-funds/withdrawing-funds/instant-withdrawal/what-are-the-terms-and-conditions-of-instant-withdrawal/"],"ctaDetails":null,"isContactSupportVisible":false}}},"pageContext":{"id":"cG9zdDo1OTUxNw=="}},
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