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    "result": {"data":{"wpPage":{"uri":"/how-is-my-available-balance-for-withdrawal-calculated/","title":"How is my available balance for withdrawal calculated ?","content":"\n<p>The amount available for withdrawal from your trading account depends on multiple factors. It is calculated based on your <strong>opening balance</strong>, after adjusting for:</p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Realised and unrealised profits/losses for the day</strong></li>\n\n\n\n<li><strong>Margin used during the day</strong></li>\n\n\n\n<li><strong>Brokerage and Charges, if any</strong></li>\n</ul>\n\n\n\n<p>However, certain funds are <strong>not eligible</strong> for withdrawal on the same day, such as:</p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Money added to your account on same day</li>\n\n\n\n<li>Sale proceeds from holdings sold on same day (will be available after settlement, i.e., T+1)</li>\n\n\n\n<li>Profits from intraday trades or F&amp;O positions squared off the same day</li>\n\n\n\n<li>MTM (Mark-to-Market) gains not yet settled</li>\n</ul>\n\n\n\n<p><strong>For example,</strong></p>\n\n\n<div class='sb-faq-table'>\n    <div class='sb-faq-table-data'>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Particulars</strong></td><td><strong>Amount (₹)</strong></td><td><strong>Withdrawal Eligible?</strong></td></tr><tr><td>Opening Balance</td><td>₹50,000</td><td>Yes</td></tr><tr><td>Money added&nbsp;</td><td>₹10,000</td><td>No</td></tr><tr><td>Sale proceeds from holdings</td><td>₹20,000</td><td>No (available post-settlement)</td></tr><tr><td>Realized losses&nbsp;</td><td>₹5,000</td><td>No (Deducted from balance)</td></tr><tr><td>Margin used</td><td>₹15,000</td><td>No (Deducted from balance)</td></tr></tbody></table></figure>\n\n</div>\n    <div class='sb-faq-table-type'>horizontal</div>\n</div>\n\n\n<p><strong>Available Withdrawal Amount:</strong><strong><br></strong> ₹50,000 (opening balance) – ₹5,000 (realized losses) – ₹15,000 (margin used)<br>= <strong>₹30,000</strong> (excluding any applicable charges)</p>\n\n\n\n<p><strong>Note:</strong></p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Same-day profits</strong> (from intraday, F&amp;O, or MTM) are not eligible for withdrawal. It&nbsp; becomes withdrawable from the next trading day after settlement.<br></li>\n</ul>\n\n\n\n<p>Once you place a withdrawal request, the amount is marked as <strong>‘Reserved for Withdrawal’</strong> and cannot be used for trading unless you cancel the request.</p>\n\n\n<div class=\"feedback-survey\" data-blocktype=\"custom-block\"><div class=\"heading\"><h3>Feedback Survey</h3></div><div class=\"content\">Yes</div></div>\n\n\n<p></p>\n","seo":{"title":"How is my available balance for withdrawal calculated ? - PhonePe Invest Support","metaDesc":"","canonical":"/how-is-my-available-balance-for-withdrawal-calculated/","metaRobotsNoindex":"index","metaRobotsNofollow":"follow","opengraphTitle":"How is my available balance for withdrawal calculated ? - PhonePe Invest Support","opengraphDescription":"The amount available for withdrawal from your trading account depends on multiple factors. It is calculated based on your opening balance, after adjusting for: However, certain funds are not eligible for withdrawal on the same day, such as: For example, Available Withdrawal Amount: ₹50,000 (opening balance) – ₹5,000 (realized losses) – ₹15,000 (margin used)= ₹30,000… Continue reading How is my available balance for withdrawal calculated ?","opengraphType":"article","twitterTitle":"","twitterDescription":"","schema":{"raw":"{\"@context\":\"https://schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"/how-is-my-available-balance-for-withdrawal-calculated/\",\"url\":\"/how-is-my-available-balance-for-withdrawal-calculated/\",\"name\":\"How is my available balance for withdrawal calculated ? - PhonePe Invest Support\",\"isPartOf\":{\"@id\":\"/#website\"},\"datePublished\":\"2024-07-26T11:47:24+00:00\",\"dateModified\":\"2026-10-12T10:57:05+00:00\",\"breadcrumb\":{\"@id\":\"/how-is-my-available-balance-for-withdrawal-calculated/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"/how-is-my-available-balance-for-withdrawal-calculated/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"/how-is-my-available-balance-for-withdrawal-calculated/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How is my available balance for withdrawal calculated ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"/#website\",\"url\":\"/\",\"name\":\"PhonePe Invest Support\",\"description\":\"Help Center\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}"}},"categoryAndTag":{"categoryAndTag":"Funds_L4&amp;Withdraw_balance"},"featuredImage":null,"fields":{"feedbackSurvey":"Yes","relatedQueries":[],"ctaDetails":null,"isContactSupportVisible":false}}},"pageContext":{"id":"cG9zdDozMzYwOQ=="}},
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