Help Center
All you need to know about adding funds.
Here are a few important things to remember when using UPI or Net Banking to add funds to PhonePe Invest:
| Key pointers | UPI | Net Banking |
| Daily limit | Up to ₹2 lakhs | From ₹100 to up to ₹1 crore |
| Convenience fee | NA | ₹10.62 (incl.GST) per transaction |
| Reflection of funds | Immediately. In rare cases, it may take up to 2 minutes. | Immediately. In rare cases, it may take up to 2 minutes. |
| Amount round off | Only add funds in whole amounts. So, instead of ₹42.50, you can add ₹42 or ₹43 | Only add funds in whole amounts |
Here are more things to know:
- For UPI, please do not initiate fund transfers from your end. You will be redirected to your UPI app or receive a payment request from PhonePe Invest
- Ensure your fund transfer does not exceed your bank’s daily UPI limit
- For net banking, the convenience fee will be deducted from your ledger at the end of the day
- Money added on the same day, cannot be withdrawn, but you can place a withdrawal request on the next day
Having trouble adding funds? Here are a few possible reasons:
- You tried to use a UPI ID that is not linked to the PhonePe Invest account
- You didn’t approve the payment request within the 5-minute time limit
- You don’t have sufficient funds in your linked bank account for the payment
Tap here to know more why your fund transfer didn’t go through.
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