Help Center
How is my available balance for withdrawal calculated ?
The amount available for withdrawal from your trading account depends on multiple factors. It is calculated based on your opening balance, after adjusting for:
- Realised and unrealised profits/losses for the day
- Margin used during the day
- Brokerage and Charges, if any
However, certain funds are not eligible for withdrawal on the same day, such as:
- Money added to your account on same day
- Sale proceeds from holdings sold on same day (will be available after settlement, i.e., T+1)
- Profits from intraday trades or F&O positions squared off the same day
- MTM (Mark-to-Market) gains not yet settled
For example,
| Particulars | Amount (₹) | Withdrawal Eligible? |
| Opening Balance | ₹50,000 | Yes |
| Money added | ₹10,000 | No |
| Sale proceeds from holdings | ₹20,000 | No (available post-settlement) |
| Realized losses | ₹5,000 | No (Deducted from balance) |
| Margin used | ₹15,000 | No (Deducted from balance) |
Available Withdrawal Amount:
₹50,000 (opening balance) – ₹5,000 (realized losses) – ₹15,000 (margin used)
= ₹30,000 (excluding any applicable charges)
Note:
- Same-day profits (from intraday, F&O, or MTM) are not eligible for withdrawal. It becomes withdrawable from the next trading day after settlement.
Once you place a withdrawal request, the amount is marked as ‘Reserved for Withdrawal’ and cannot be used for trading unless you cancel the request.
Was this helpful?
